In order to protect your health and that of your family, there are medical insurance for expatriates, these are aimed at those who are working or living abroad. It is an insurance product designed to offer medical protection anywhere in the world.
And more and more people are getting health insurance for expatriates, because the difficult situation that our country is currently suffering, due to the economic crisis, is forcing many people to emigrate to other countries, either to work or to To carry out some type of training. The figures show, since the beginning of the crisis in 2008, has grown 70% the number of people who have left our country to work.
If you are thinking of going abroad to work or study for a long period of time, you should know that healthcare abroad is not covered by Social Security, in the case of traveling to any country of the European Union or Switzerland we can Receive health benefits for two years with the European Health Card, if it is for a temporary stay for work or tourism.
Because the risk of falling ill or suffering some mishap we can not predict, so it is necessary to prevent and contract health insurance. With the comparator of health insurance, you can compare between the main insurance companies and find the health insurance to suit you.
The main coverage of medical insurance for expatriates is:
Protection for hospital stays.
Basic medical treatments.
Coverage of payment of medical consultation fees and surgery.
Accommodation in hospitals.
Hospital and outpatient treatments.
Routine care in maternity.
Visits to the doctor and recipes.
Some companies may also include dental and vision coverage within their guarantees.
Not all insurance companies offer the same coverages, so it is important to analyze our needs in advance and hire the policy that best fits our needs.
Some important points before hiring expatriate health insurance are:
If the policy is refund know what type and percentage.
The scope of coverage.
If you pay the health insurance directly.
The time of coverage of the policy abroad.
Therefore, when making an employee move abroad, one of the topics most requested by companies is to have health insurance.
Since it is possible to guarantee health care for those who travel for work, study or tourism abroad, it becomes fundamental, since not all countries have health care with the characteristics to which we are accustomed in Spain , That is, health care can vary greatly from one country to another.
That is why insurance companies have long been offering insurance companies to cover the medical needs of those workers who travel abroad.
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